20Jan 2018

THE IMPACT OF CONSUMER TRUST, PERCEIVED RISK, PERCEIVED BENEFIT ON PURCHASE INTENTION AND PURCHASE DECISION.

  • Universitas Pancasila.
Crossref Cited-by Linking logo
  • Abstract
  • Keywords
  • References
  • Cite This Article as
  • Corresponding Author

Indonesian Internet Service Providers Association (APJII) revealed that the number of Indonesian internet users in 2016 reached 132.7 million from a total population of 256.2 million. The number of smartphone users in the country in the same period reached 63.1 million. The development of communication and information technology provides a significant changes or influence on the growth and development of startup companies, especially in e-commerce industry in Indonesia. This study aims to reveal the relationship and influence of Consumer Trust on Perceived Risk and Purchase Intention, the impact of Perceived Benefit on Purchase Intention, as well as the influence of Purchase Intention on Purchase Decision. The results of the study show that Internet consumers trust, perceived risk, and perceived benefit have strong impacts on their purchasing intention and decisions. This research was analyzed by using Structural Equation modeling (SEM). The number of respondents in this study amounted to 200 respondents who aim to represent the number of existing population.


  1. Ajzen, I. Fishbein, M. (1980). Understanding Attitude and Predicting Social Behavior, Prentice-Hall, Inc., Englewood Cliffs, NJ.
  2. Asosiasi Penyelenggara Jasa Internet Indonesia (APJII). (2016). Infografis penetrasi pengguna internet Indonesia. Diakses dari http://bit.ly/2jWgb44.
  3. Antony, S. Lin, Z. Xu, B. (2006). Determinants of escrow service adoption in consumer-to-consumer online auction market: an experimental study, Decision Support Systems 42 (3) 1889?1900.
  4. Balasubramanian, S. Konana, P. Menon, N.M. (2003). Customer satisfaction in virtual environments: a study of online investing, Management Science 49 (7) 871?889.
  5. Beatty, S.E. Mayer, M. Coleman, J.E. Reynolds, K.E. J. Lee, (1996). Customer?sales associate retail relationships, Journal of Retailing 72 (3) 223?247.
  6. Bhattacherjee, A. (2002). Individual trust in online firms: scale develop-ment and initial test, Journal of Management Information Systems 19 (1) 211?242.
  7. Bhatnagar, A. Misra, S. Rao, H.R. (2000). On risk, convenience, and internet shopping behavior, Communications of the ACM 43 (11) 98?114.
  8. Blau, P. (1964). Exchange in Power and Social Life, John Wiley, New York, 1964.
  9. Canzaroli, A. Tan, Thoen, W. (1999). The Social and Institutional Context of Trust in Electronic Commerce, Presented at Autonomous Agents '99 Workshop ?Deception, Fraud and Trust in Agent Societies?, 1999, pp. 65?76.
  10. Castelfranchi, C. R. Falcone, (1999). The Dynamics of Trust: from Beliefs to Action, Presented at Autonomous Agents '99 Workshop on Deception, Fraud and Trust in Agent Societies, Seattle, WA, 1999, pp. 41?54.
  11. Coleman, J. (1990). Foundations of Social Theory, Harvard University Press, Cambridge, Ma.
  12. Dailysocial, (2016). Startup Report 2016. Retrieved from: https://dailysocial.id/post/dailysocial-startup-report-indonesia-2016
  13. Dasgupta, P. (1990). Trust as a commodity, in: D.G. Gambetta (Ed.),Trust: Making and Breaking Cooperative Relations, Basil Black-well, New York, 1990, pp. 49?72.
  14. Dirks, K.T. Ferrin, D.L. (2001). The role of trust in organizational settings, Organization Science 12 (4) 450?467.
  15. Forrester, US e-business Overview, (2008): 2003?2008, July 25, 2003.
  16. Gambetta, D.G. (1988). ?Can We Trust Trust?,? in Trust: Making and Breaking Cooperative Relations, Gambetta, Ed., electronic edition ed. Department of Sociology, University of Oxford, 213?237.
  17. Gefen, D. Straub, D.W. Boudreau, M.C. (2000). Structural equation modeling and regression: guidelines for research practice, Communications of the AIS 4 1?77.
  18. Gefen, D. (2002), Reflections on the dimensions of trust and trustworthiness among online consumers, ACM SIGMIS Database 33 (3) (2002) 38?53
  19. Grabosky, P. (2001). The nature of trust online, The Age, 2001, pp. 1?12.
  20. Gulati, R. (1995). Does familiarity breed trust? The implications of repeated ties for contractual choice in alliances, Academy of Management Journal 38 (1) 85?112.
  21. Hair, J.F., Black, W.C., Babin, B.J., Anderson, R.E. (2010): Multivariate Data Analysis, 7th edn. Prentice Hall.
  22. Idea, Asosiasi e-commerce Indonesia. ?Landskap ecommerce Indonesia 2017?.
  23. Jacoby, J. Kaplan, L. (1972). The components of perceived risk, Advances in Consumer Research 3. 382?383
  24. Jakarta Post, (2017). Retrieved form: http://www.thejakartapost.com/longform/2017/03/03/the-2017-indonesian-startup-popular-sector-forecast.html
  25. Kim, D.J. Sivasailam, N. Rao, H. R. (2004). Information assurance in B2C websites for information goods/services, Electronic Markets 14 (4) (2004) 344?359.
  26. Kim, D.J. Song, Y.I. Braynov, S.B. Rao, H.R. (2005). A multi-dimensional trust formation model in B-to-C e-commerce: a conceptual framework and content analyses of academia/practitioner perspec-tive, Decision Support Systems 40 (2) 143?165.
  27. Kim, D.J. Ferrin, D.L, Rao, H.R. (2007). A trust-based consumer decision-making model in electronic commerce: The role of trust, perceived risk, and their antecedents. Decision Support Systems 44 544?564.
  28. Lewin, K. (1943). Forces behind food habits and methods of change, Bulletin of the National Research Council 108 35?65.
  29. Luhmann, N. (1988). Familiarity, confidence, trust:? problems? and alternatives, in: D. Gambetta (Ed.), Trust: Making and Breaking Cooperative Relations, Basil Blackwell, Oxford , pp. 94?107.
  30. Margherio, L. (1998). The Emerging Digital Economy, U.S. Department of Commerce, Washington, D.C.
  31. Mayer, R.C. Davis, J.H. Schoorman, F.D. (1995). An integrative model of organizational trust, Academy of Management Review 20 (3) 709?734.
  32. McKnight, D.H. Chervany, N.L. (2002). What trust means in e-commerce customer relationships: an interdisciplinary conceptual typology, International Journal of Electronic Commerce 6 (2) (2002) 35?60.
  33. McKnight, D.H. Choudhury, V. Kacmar, C. (2002). The impact of initial consumer trust on intentions to transact with a web site: a trust building model, Journal of Strategic Information Systems 11 (3?4) 297?323.
  34. McKnight, D.H. Cummings, L.L. Chervany, N.L. (1998). Initial trust formation in new organizational relationships, Academy of Management Review 23 (3) 473?490.
  35. Notoatmodjo, S. (2007). Pendidikan dan Perilaku kesehatan.Cetakan 2 Jakarta: PT. Rineka Cipta.
  36. Pavlou, P.A. Fygenson, M. (2006). ?Understanding and Predicting Electronic Commerce Adoption: An Extension of the Theory of Planned Behavior", MIS Quarterly 30 (1) 115?143.
  37. Peter, P.J. Tarpey, L.X.? (1975). A comparative analysis of three consumer decision strategies, Journal of Consumer Research 2 (1) 29?37.
  38. Plank, R.E. Reid, D.A. Pullins, E.B. (1999). Perceived trust in business-to-business sales: a new measure, The Journal of Personal Selling & Sales Management 19 (3) 61?71.
  39. Ratnasingam, P. (1998). The importance of trust in electronic commerce, Internet Research: Electronic Networking Applications and Policy 8 (4)? 313?321.
  40. Rousseau, D.M. Sitkin, S.B. Burt, R.S. Camerer, C. (1998). Not so different after all: a cross discipline view of trust, The Academy of Management Review 23 (3) 395?404.
  41. Sekaran, Uma. (2003). ?Research Methods For Business ? A Skill Building Approach?, Fourth Edition. John Wiley dan Sons, Inc.
  42. Startupranking, (2017). Retrieved from: https://www.startupranking.com/top/indonesia
  43. Urban, G.L. Sultan, F. Qualls, W.J. (2000). Placing trust at the center of your Internet strategy, Sloan Management Review 42 (1) (2000) 39?48.
  44. Whinston, S. Ba, A.B. Zhang, H. (2003). Building trust in online auction markets through an economic incentive mechanism, Decision Support Systems 35 (3) 273?286.
  45. Williamson, O.E. (1993). Calculativeness, trust, and economic organiza-tion, Journal of Law and Economics 36 453?486.
  46. Wilkie, W.L. Pessemier, E.A. (1973). Issues in marketing's use of multi-attribute attitude models, Journal of Marketing Research 10 (4) 428?441.

[Widarto Rachbini. (2018); THE IMPACT OF CONSUMER TRUST, PERCEIVED RISK, PERCEIVED BENEFIT ON PURCHASE INTENTION AND PURCHASE DECISION. Int. J. of Adv. Res. 6 (Jan). 1036-1044] (ISSN 2320-5407). www.journalijar.com


Widarto Rachbini
Universitas Pancasila

DOI:


Article DOI: 10.21474/IJAR01/6317      
DOI URL: http://dx.doi.org/10.21474/IJAR01/6317