08Jan 2018

AN APPRAISAL OF JAIZ BANK ON THE FINANCIAL PERFORMANCE OF NON-INTEREST BANKING IN NIGERIA (2012-2016).

  • Department of Business and Finance, Crescent University, Abeokuta,Nigeria.
  • Department of Accounting, Crescent University, Abeokuta, Nigeria.
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This study analysed the financial performance of JAIZ Bank PLC in Nigeria banking system. It examines the financial performance of the bank in terms of profitability, liquidity, and leverage. The data that were used in the analysis was generated from annual financial statements of JAIZ bank over a period of five years (2012-2016).The Time series data collected were analysed by way of Gray Comparative Index. The study revealed positive relationship between profitability, liquidity and leverage ratios and financial performance. The study recommends that the management of JAIZ bank should improve profitability by increasing return on equity, return on asset and earnings per share, they should maintain and improve on their current level of leverage,create aggressive awareness and enlightening the public about the products and services of the bank, while Government should create favourable environment for Islamic banks by licensing more Islamic banks and establishment of takaful i.e insurance company that can insure Islamic finance funds.

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[Akintan. I, Dabiri. M and Sanyaolu. W. (2018); AN APPRAISAL OF JAIZ BANK ON THE FINANCIAL PERFORMANCE OF NON-INTEREST BANKING IN NIGERIA (2012-2016). Int. J. of Adv. Res. 6 (Jan). 560-569] (ISSN 2320-5407). www.journalijar.com

Akintan, Ismaila
Crescent University, Abeokuta

DOI:

Article DOI: 10.21474/IJAR01/6256      
DOI URL: https://dx.doi.org/10.21474/IJAR01/6256

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