30Mar 2016

MEASURING THE IMPACT OF FINANCIAL INCLUSION ON URBAN POOR IN JUNAGADH

  • PhD Scholar, School of Management, RK University, Rajkot-Bhavnagar Highway, Rajkot-360020, Gujarat, India and Assistant Professor, Noble Group of Institutions, Junagadh
  • PhD Scholar, School of Management, RK University, Rajkot-Bhavnagar Highway, Rajkot-360020, Gujarat, India and Assistant Professor, Noble Group of Institutions, Junagadh
  • Director, K P Patel School of Management & Computer Studies, Kapadwanj, Gujarat, India.
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RBI "describes financial inclusion as the process of ensuring access to appropriate financial products and services needed by all sections of the society in general and vulnerable groups such as weaker sections and low income groups in particular at an affordable cost in a fair and transparent manner by mainstream institutional players." One of the modes of delivering financial access to the financially excluded, especially those who belong to BPL category, is the formation of SHGs. Here an attempt is made to examine the contribution of Self Help Groups on the Incidence of Financial Inclusion in case of Urban Women of Junagadh city of Gujarat. Summary:- Majority of the women did not had a bank account or formal access to credit, before joining SHGs. Significant impact is seen in the financial inclusion of the respondent women before and after joining SHGs.


[Jay Talati, Riddhi Sanghvi, and H N Misra. (2016); MEASURING THE IMPACT OF FINANCIAL INCLUSION ON URBAN POOR IN JUNAGADH Int. J. of Adv. Res. 4 (Mar). 1220-1224] (ISSN 2320-5407). www.journalijar.com


Jay Talati, Riddhi Sanghvi, Dr. H N Misra