10Aug 2017
SOURCES OF FINANCE TO THE POOR ALONGWITH MICROFINANCE.
- PhD scholar Gujarat University, Ahmedabad.
- Abstract
- Keywords
- References
- Cite This Article as
- Corresponding Author
Before MFIs and NGOs, people had already been accustomed with other sources of finance and now both MFIs and NGOs are trying to fill up the gap that was created by these sources. Credit cooperatives, postal unions, savings banks, and government sponsored subsidized credit schemes predate microcredit and continue to exist. Even though these sources are still prevalent in many society MFIs and NGOs are trying to remove the ill effects of these sources and create a more positive financial atmosphere for the rural poor.
- Anderson, S, and J Baland. " The Economics of Roscas and Intrahousehold Resource Allocation." The Quarterly Journal of Economics., 2002.
- Banerjee, A, and E Duflo. Poor Economics ? A Radical Rethinking of the Way to Fight Global Poverty. New York: Public Affairs., 2011.
- Biggs, T, M Raturi, and P Srivastava. "Ethnic networks and access to credit: evidence from the manufacturing sector in Kenya." Journal of Economic Behavior and Organization. 49 (2002): 473-486.
- Bouman, F. "Rotating and Accumulating Savings and Credit Associations: A Development Perspective." World Development XXIII (1995): 371-384.
- Braverman, A, and J L Gausch. "Rural Credit Markets and Institutions in Developing Countries: Lessons for Policy Analysis from Practice and Modern Theory." World Development 14, no. 10-11 (1986): 1253-1267.
- Collins, D, J Morduch, S Rutherford, and O Ruthven. Portfolios of the Poor. Princeton: Princeton University Press, 2009.
- Guha, S, and C Ghosh. "Institutional Framework of MFIs and Economic Benefit to Clients in Mumbai Slums." Economic & Political Weekly L, no. 25 (2015): 151-159.
- Levenson, A, and T Besley. "The Anatomy of an Informal Financial Market: Rosca Participation in Taiwan." Journal of Development Economics LI (1996): 45-68.
- Ong, L. East Asia Forum. . June 19, 2013. http://www.eastasiaforum.org/2013/06/19/chinas-rural-credit-problem/ (accessed June 19, 2013).
- Roodman, D. Due diligence - an impertinent inquiry into microfinance. Washington, D.C: Center for Global Development., 2012.
- Srinivas, H. " The Continuum of Informality of Credit: Lessons for Formal Sector Lending." Paper presented at the 2nd Symposium on Housing for the Urban Poor. Birmingham, April 11-14, 1993.
- Turvey, C G, and R Kong. "Informal Lending Amongst Friends and Relatives: Can Microcredit Compete in Rural China?" Paper Presented at the First European Research Conference on Microfinance 2-4 June, 2009. Brussels, 2009.
- Urdy, C. "Risk and Insurance in a Rural Credit Market: An Empirical Investigation in Northern Nigeria." The Review of Economic Studies 61, no. 3 (1994): 495-596.
[Bincy Bose. (2017); SOURCES OF FINANCE TO THE POOR ALONGWITH MICROFINANCE. Int. J. of Adv. Res. 5 (Aug). 622-625] (ISSN 2320-5407). www.journalijar.com
Bincy Bose
PhD scholar Gujarat University Ahmedabad.
PhD scholar Gujarat University Ahmedabad.
