RECONSTRUCTION OF SAVING AND LOAN COOPERATIVE MANAGEMENT BASED ON JUSTICE VALUE

This research departs from the problem of managing a Savings and Loan Cooperative (KSP) as a financial institution in Indonesia that is unable to develop properly in the current era of economic globalization. The Main Problem Discussed are the weaknesses in the implementation of saving and loan cooperative management in Indonesia currently and how the reconstruction of the management of savings and loan cooperatives should be based on justice values. The study uses sociological juridical methods that explore legal research data not only from the normative aspect but also from the sociology of law.The results showed that the implementation of the legal politics of savings and loan cooperatives so far has not been effective, this can be seen by the decreasing number of cooperatives in the Demak, Yogyakarta and Semarang districts As for weaknesses that result in the non-running of KSP management legal politics resulting in many KSPs that cannot develop, namely 1) weaknesses in legal regulations that do not clearly regulate the appointment of management who also take into account managements knowledge and experience of the operation and mastery related to information and communication technology 2) sources of capital that are not assisted by the government, making it difficult for the position of cooperatives in economic competition in the current era of globalization 3) inadequate access to adequate facilities and infrastructure and 5) insufficient KSP access in having a marketing network and cooperation network so that there is a need for a political Reconstruction of KSP management law based on the justice value contained in Pancasila and the Indonesian Constitution are by adding additional articles to Article 29 and 4 of Law Number 25 of 1992 concerning provisions relating to experience and knowledge and expertise in technological mastery in the criteria for appointing the management system and adding provisions related to the role both the central and regional government in KSP capital at the moment.