THE IMPACT OF FINANCIAL TECHNOLOGY ON THE FINANCIAL GROWTH OF SELECTED BANKS LISTED IN THE IRAQ STOCK EXCHANGE FOR THE PERIOD (2017 2024)

This study aims to analyz the impact of financial technology (FinTech) on the financial growth of selected banks listed in the Iraq Stock Exchange during the period 2017 2024. The research addresses the rapid digital transformation in the banking sector and explores the relationship between FinTech adoption and improvements in financial performance within the context of Iraqs emerging banking environment. A descriptive analytical method was applied for the theoretical framework, while the quantitative approach was used to analyze the financial data of four Iraqi banks,supported by statistical tools such as regression analysis and Pearson correlation.The findings revealed a statistically significant positive correlation between the use of financial technology and improvements in financial growth indicators such as return on assets, return on equity, and net profit. However, there were noticeable differences among the banks in terms of their ability to leverage digital transformation. The study recommends enhancing the digital infrastructure of Iraqi banks, developing human capital in FinTech, and updating regulatory frameworks to support the secure and effective adoption of digital services. These measures would improve financial inclusion and promote sustainable growth in the banking sector.