UPI FINANCIAL FRAUDS IN INDIA:- AN EMPIRICAL AND LEGAL STUDY OF PUBLIC AWARENESS, CONSUMER PROTECTION AND PREVENTIVE MEASURES

In India, with the growing use of UPI, concerns related to financial fraud, public awareness, consumer protection, and complaint redressal have increased. This study focuses on users' awareness, methods of fraud prevention, consumer protection, and the existing legal and regulatory framework. Its aim is to study users' awareness of different types of fraud, safe payment behavior, and preventive measures. In this study, an empirical research approach is used along with secondary sources. Primary data were collected from active UPI users through a questionnaire prepared using Google Forms. The collected data were analyzedusing descriptive statistics.